All About The St. Patrick’s Day Leprechaun Pot of Gold!

St. Patrick’s Day is a holiday that honours St. Patrick and celebrates all things, Irish. Every year on March 17th, some people dress up in green and look for shamrocks, while others try to catch the elusive St. Patrick’s Day Leprechaun.

The Leprechaun is an Irish Fairy.

The St. Patrick’s Day Leprechaun is an Irish fairy. Most fairies are delicate and pretty, but this one sure isn’t! He looks like an old man and stands at around two feet tall. Dressed in head-to-toe green, he has a pair of pointy ears and carries a big stick, which he uses to scare anyone who tries to steal his gold. He prefers to be alone and spends his time either making shoes or searching for gold.

Leprechaun’s Job

This leprechaun is one lucky guy. How else would you explain the fact that he finds the pot of gold at the end of every rainbow? With that much gold, he can travel around the world as many times as he wants or buy anything his heart desires – and still have lots of dough left over.

The St. Paddy’s Day leprechaun isn’t the best-looking guy around. He’s old, wrinkly, short and a little green. On top of all that, he’s cursed! If you catch sight of him and keep your eyes locked, he can’t escape from your clutches. You can even force him to reveal the secret location of his precious pots of gold and he’ll have no choice but to spill the beans! But this sneaky leprechaun has a lot of tricks up his sleeve to make you look away just long enough for him to vanish, so you’ll never know the whereabouts of his hidden treasures.

Leprechaun’s Pot of Gold?

Do you know why you can never find the pot of gold at the end of the rainbow? It’s because this little fellow is always one step ahead of you and gets to it first! He has a huge stash of gold hidden away somewhere, making him the richest holiday figure around.

Have you ever seen him? Let me know!

Thinking about selling? Take advantage of the hot market this Saint Patrick’s Day!

Have you thought about listing your home for sale?

If you’ve been wondering whether now is the best time, wonder no further — inventory is low in your neighbourhood, prices are up and buyers are looking to buy. It’s a seller’s market, and that’s where you come in!

List your home this Saint Patrick’s Day and come away with a pot of gold.

Have questions? Interested in making more green by selling your home in this hot market? Please call today!

Stella Bonin
Associate Broker

Coldwell Banker Residential Brokerage
480.797.4884 / 619.250.6214
stella.bonin@yahoo.com

I am licensed in California and Arizona and we have offices around the country.

California Bureau of Real Estate Lic. # 01222569
Arizona Department of Real Estate Lic. # BR550696000

“Equal Housing Opportunity”

 

The Insurance Adjuster Is Not Your Friend!

 
When an accident occurs does not matter if it is your fault or another party’s negligence and you are injured or a loved one is killed, you must expect that the insurance company will reach out to you regarding your claim.

This is true for any type of accidents including:

Auto, Home (Disasters, Fire, Property, Accidents & Liability), Product liability, Dog bites, Medical malpractice and other accidents involving someone else’s negligence

Insurance adjusters do reach out as quickly as they can, but they do not have any intention not to help you. They act so fast because they want to get through to you before you have had time to think about your accident, related expenses, or hiring a lawyer to help you. They want to resolve the issue before you have had time to realize the extent of injuries you have suffered.

Adjusters are hired for their friendly or pretending to be friendly personality. They are engaging, conversational and approachable. They may seem very friendly and very concerned about you, but do not believe them. The last thing they care about is about you or you condition or if you will recuperate. They are not employed to help you or your situation. They work exclusively to maintain the best interests of the insurance company that employs them and be sure that you get the less money possible.

Ten Most Common Tricks Used By Insurance Adjusters to Deny Your Case

Below are the ten most common tricks used by insurance adjusters to devalue, diminish or deny your case:

– Promising to get a fair settlement for you while claiming to be on your side. They will sweet talk you to believe them.

– The adjuster is working in his or her own best interests, as well as those of the insurance company. Never working in your best interest.

– Their salary, security and future with the company depend on the outcome of their cases and how much money they have saved their company. The less that they pay you will secure their jobs.

– This means that your needs are not a priority, as your needs and what the company needs are opposed. Never think that you are important for them.

– Advising you to not get a lawyer and trying to get a settlement before you get one. It is very common that they will do anything to convince you don’t hire a lawyer.

– The adjuster knows that an attorney will make their job more difficult, as a lawyer will not let them get away with paying you less than you deserve. A lawyer will make difficult to rip off you.

– Negotiating a settlement is never easy and the insurance adjuster knows that as long as you do not have an attorney, they will get what they want out of your case. No having an attorney you will settle for less.

– Asking for a recorded statement. In the first conversation with you they will as for authorization to record the conversation.

– Adjusters want you to say something that will derail your side of the case, even if it can be taken out of context. They will try to set you up with an answer that was not what you were going to give.

– Even just saying you are “fine” when asked how you are doing in regular conversation with the adjuster can be used against you, if you are claiming injuries after a car accident.

– Asking you to sign authorization for the adjuster to obtain your medical records. This is done almost immediately after your claim.

– By signing the authorization for your medical records, the adjuster can learn all sorts of personal details about you.This is very important for them to check if it is anything in your medical history that can be used to deny your claim.

-Whatever they find can be used against you, even creatively. They will visit you and try to chat with you again and again.

-They want to discredit you and show that your injury is false or from prior issues. If you have prior issues they will want to use those against you.

– Very Important! You should never sign records over without your lawyer’s advice to do so.

-Having you agree to a quick settlement with signing of a full release.

-You may be offered an on-the-spot small settlement in exchange for signing a full release from other damages.

-Because this often happens even on the scene of the accident, you will not have had time to realize the full extent of your injuries.

-Delaying payment of your claim. The most that they delay the most frustrated that you will feel and you will settle for less.

-By delaying payment of your claim and making you endure the struggle of lost wages and medical expenses without compensation for a period of time, adjusters know that you will likely “crack” under the pressure and sign for a lesser amount than you deserve, just to gain the quickest payment possible.

-Conducting surveillance. They will follow you day and night. Even if you go to Mexico they will cross the border following you.

-When you claim injury, the insurance company will most often hire investigators to watch you and even videotape or photograph your movement and activities. They will sit in front of your home or employment to see all your activities.

-They do this to disprove your injuries. If you go for a jogging or pick you something they got you doing something that you don’t suppose to be doing if you were injured.

-The key is that in that case and you should not claim injuries you do not have.

-But even in fully honest circumstances, creative photography can provide a false impression that you are not injured. Photoshop is a great tool in any field.

-Misrepresenting the insurance policy’s coverage available for your claim’s payment. You need to know your policy. 

-Adjusters are sometimes deceptive in downplaying the amount of insurance available for a claim. They will pay you less that the insurance company approved in your claim.

-There is often more coverage than they lead you to believe. Your insurer may deny that you have uninsured motorist coverage, something everyone in Arizona or California is offered when acquiring insurance.

-But if they cannot provide signed proof that you rejected this offer at the time of signing up with that insurance company, they must provide this coverage for you. Probably you don’t know what you signed as you don’t read the contract line by line when you signed it.

-Denying liability for paying a claim. It about making the insurance company money not helping you.

-There are a multitude of ways in which an insurance company may deny or limit their liability for paying a claim. They will be sure that they will convince you that it was your fault.

-The insurance company may try to say the accident was your fault, that you contributed to the accident, or that another party under another policy was at fault. Everything is about not paying you.

-Disputing your damages and medical needs or trying to attribute these to a pre-existing condition. This is very common for them to claim.

-Adjusters will often try to step into the role of licensed medical doctors and claim that provided treatments were unnecessary or took too long to provide. Remember they don’t want to pay you, and they will try anything for you don’t get pay.

-Insurance adjusters are not medically trained and are unqualified to make such claims.

A standard homeowners insurance policy covers a surprising range of incidents and expenses. It may also surprise you what isn’t covered. Knowing what’s covered and what isn’t is key to protecting yourself, your family and your pocketbook. Please check with your insurance agent in your state.

Disclaimer: I am not an insurance agent and I only writing about insurance adjusters because of personal and family experiences and my clients experiences. Plus I feel that we all need to know how to protect ourselves in case that we have or a love one has an accident.

Are you thinking about selling, or just curious about the value of your home? Call me today for a free home value estimate.

Stella Bonin

Coldwell Banker Residential Brokerage
480.797.4884 / 619.250.6214
stella.bonin@yahoo.com

I am licensed in California and Arizona and we have offices around the country.

California Bureau of Real Estate Lic. # 01222569
Arizona Department of Real Estate Lic. # BR550696000

“Equal Housing Opportunity”

 

 

 

How to increase the lifespan of your house

Take your patio to the next level with these 5 tips

Patio

Take advantage of your outdoor patio year round by following these simple tips:

  1. Use low-maintenance plants to merge your indoor and outdoor spaces seamlessly.
    Succulents are excellent because they require minimal watering, freeing you to take vacations worry-free.
  2. Add comfortable yet stylish seating for two or more, depending on the size of your space.
    Also consider a hammock for reading or napping.
    What use is a patio if you can’t sit down and enjoy it?
  3. Make your patio fun for all seasons.
    If your patio is covered, install a ceiling fan to cool it down in the summer.
    Stash blankets in a bench for cooler months, or purchase an outdoor heater.
  4. If your patio isn’t covered, then add an umbrella to block the sun and give you a cool place to recline.
  5. Purchase lanterns to brighten up your patio after dark. These hold candles and can hang or sit on tables or the ground. Alternatively, consider festive outdoor lighting or torches.

Thinking of selling soon? Thoughtful outdoor spaces can make a home more attractive to buyers. Contact me for more tips on getting your home ready to sell!

Stella Bonin

Coldwell Banker Residential Brokerage
480.797.4884 / 619.250.6214
stella.bonin@yahoo.com

I am licensed in California and Arizona and we have offices around the country.

California Bureau of Real Estate Lic. # 01222569
Arizona Department of Real Estate Lic. # BR550696000

“Equal Housing Opportunity”

Chimichurri Recipe (Uruguay & Argentina)

Chimichurri, it is a popular sauce and marinade in Latin America used with grilled meats especially chicken and beef.
Also chimichurri would pair well with seafood, pasta, and salads.

INGREDIENTS:

1/2 cup of olive oil
2 tbs. of water
4 tbs. of fresh lemon juice
1 tsp. of red wine vinegar
2 lg clove of garlic, minced
1 small red chili finely chopped
1/4 cup onions, minced
1/2 cup of fresh parsley, chopped finely
1 tsp. fresh basil, chopped finely
1 tsp. fresh oregano, chopped finely
1/2 tsp. of fresh thyme, chopped finely
1/8 tsp. of salt
1/8 tsp. of pepper

Directions:

For easier and faster results, use a food processor and pulsate everything until it is all blended.

If making this by hand,  mix all ingredients together in a bowl.

Let the sauce stand at room temperature for 20 minutes before serving.

It can be prepared earlier than needed, and refrigerated for 24 hours.

I love it and I will add a couple of tablespoons over my chicken or fish to serve as I don’t eat red meat.

Preparation Time: 10-20 minutes

Call me today with questions about buying a home or listing your home!

Stella Bonin

Coldwell Banker Residential Brokerage
480.797.4884 / 619.250.6214
stella.bonin@yahoo.com

I am licensed in California and Arizona and we have offices around the country.

California Bureau of Real Estate Lic. # 01222569
Arizona Department of Real Estate Lic. # BR550696000

“Equal Housing Opportunity”

Advantages and Disadvantages of Living in a Condo

Advantages 

  • Affordability:

With the increase in the price of houses, buying a condo is more affordable for first home buyers who have a low budget. Less square footage also means reduction in the electricity bills, no water bill as this is commonly included in the monthly association dues, not yard maintenance and thereby lowering down the cost of living.

  • Maintenance:

In general, condos are smaller in size and require less cleaning and upkeep compared to houses. The maintenance of the gardens, lawns, pools and common property is also the duty of the maintenance professionals covered by your monthly dues.

  • Safety:

A residential complex offers a reasonable amount of safety. Top-notch safety measures are installed in such complexes. Security staff is appointed by the management for security purpose.

  • Location:

Most of these residential communities are located near to shopping malls, restaurants, movie theaters, public transport and other entertainment areas. These complexes which houses innumerable units are the most sought after, booming haven for buyers.

  • Amenities:

The new condo complexes can include gyms, children playgrounds, swimming pools, spas, tennis courts and clubs to mention just a few. Community clubhouses present in these complexes can be rented to residents for a couple of hours for hosting parties.

Disadvantages

  • Rules and Restrictions

Probably you must not be able to back your car into your parking spot or leave a pool towel out to dry on a chair on the patio or you will need approval before putting potted flowers in your patio.
You don’t want to move in and then discover you have to immediately sell your vehicle because you drive a pickup truck and trucks are not allowed and put the dog on a strict diet so he conforms to the maximum weight allowed.

  • Less Storage Space

Living in a condo you have to organize your stuff more efficiently or just get rid of much of it. Read the CCR’s about storage rules before move in.

  • No Yard

This can be a money saving a benefit for some home buyers, but some buyer may love that big, green field with grass and trees, and you won’t get it with a condo. With a condo you will get the share parks in the community.

  • Less Privacy

You’ll be much closer to your neighbors. The sound of high heels clicking on the tile floor above us was also annoying.

If you are concern with privacy issues. The condos with the most privacy might also be farther from the pool, mailbox and parking, so you’ll get more exercise.

  • HOA Dues

HOA dues could be high as $750 per month. Also, can be more than one HOA fee per month if it is a lake in the neighborhood or other amenity.
When dues are low, you need to look at the HOA budget and other financial documents.
Big deficits and/or a lack of reserves suggest that dues could increase soon.

Don’t convince yourself that higher dues are worth it because of amenities, unless you’ll use them.

Calculate the value of the amenities based on your lifestyle. If you use the pool and spa or you will never use it. The same with the other facilities available for the residents. If you don’t use any amenities the value will be zero.

  • Special Assessments

Sometimes the dues the association collects are not sufficient for the necessary maintenance and other costs the association faces. In that case, the HOA may have to implement a special assessment, which can be an unpleasant surprise and isn’t anything you can do but pay. You need to review the condo financial documents before you buy. Ideally, you want to see sufficient reserves to deal with unexpected problems.

  • Mortgage Rates

A condo mortgage may have an add-on charge of 0.75% of the loan amount. It’s usually rolled into the loan, effectively increasing your interest rate. However, there are several important things to consider here.

More importantly, if you’re borrowing substantially less for the condo than you would for the house, your payment is likely to be lower even if you pay the extra 0.75% for the condo loan.

Consult with your loan officer regarding available financing for condos in your area.

Conclusion:

There are certainly many benefits of living in a condo over living in a house. Condo living is beneficial whether you are living alone or with your family. It is cost effective as you get to save on your monthly electricity bills, water bills (water most of the time will be included in the HOA fees), and you will have security patrolling the complex 24/7 in most of the complexes.

Picture: Camelot at Eastlake in Chula Vista, California. Great location with access to the lake, new shopping centers, freeway, and all schools. Community offers clubhouse with recreation room, playground, pool, spa/hot tub, and tennis courts.

Are you ready to sell or buy a condominium unit? I can help!

I will diligently market your property and ensure it’s priced to sell quickly.

Call me today to set up an appointment.

Stella Bonin

Coldwell Banker Residential Brokerage
480.797.4884 / 619.250.6214
stella.bonin@yahoo.com

I am licensed in California and Arizona and we have offices around the country.

California Bureau of Real Estate Lic. # 01222569
Arizona Department of Real Estate Lic. # BR550696000

“Equal Housing Opportunity”

Happy St. Patrick’s Day! Cream Cheese Sugar Cookies

Ingredients

1 cup white sugar
1 cup butter, softened
1 (3 ounces) package cream cheese, softened
1/2 teaspoon salt
1/2 teaspoon almond extract
1/2 teaspoon vanilla extract
1 egg yolk
2 1/4 cups all-purpose flour

Directions

Preparation:  15 minutes
Cook:  10 minutes

1. In a large bowl, combine the sugar, butter, cream cheese, salt, almond and vanilla extracts, and egg yolk. Beat until smooth. Stir in flour until well blended. Chill the dough for 8 hours, or overnight.

2. Preheat oven to 375 degrees F (190 degrees C).

3. On a lightly floured surface, roll out the dough 1/3 at a time to 1/8 inch thickness, refrigerating remaining dough until ready to use. Cut into desired shapes with lightly floured cookie cutters. Place 1 inch apart on ungreased cookie sheets. Leave cookies plain for frosting, or brush with slightly beaten egg white and sprinkle with candy sprinkles or coloured sugar.

4. Bake for 7 to 10 minutes in the preheated oven, or until light and golden brown. Cool cookies completely before frosting.

Nutrition Facts:

Per Serving:
53 calories;
3.1 g fat;
5.8 g carbohydrates;
0.6 g protein;
11 mg cholesterol;
38 mg sodium.

 

Call me today with questions about buying a home or listing your home!

Stella Bonin

Coldwell Banker Residential Brokerage
480.797.4884 / 619.250.6214
stella.bonin@yahoo.com

I am licensed in California and Arizona and we have offices around the country.

California Bureau of Real Estate Lic. # 01222569
Arizona Department of Real Estate Lic. # BR550696000

“Equal Housing Opportunity”

Selling a Home While Still Living in It – 5 Tips for Success

1. Consider a Cleaning Service

When you are just about to list the home, you may consider hiring a professional cleaning service to provide a thorough cleaning of the surfaces, windows, and flooring.

If your home takes more than a couple of weeks to start bringing in offers, you might want to bring the service back every week or two to make sure the rooms are still in showing quality.

This will save you the time and struggle of scrubbing floors on your hands and knees, plus the endless spraying and be wiping off the windows.

2. Simplify Routines

When you have all the time in the world to get your home ready for something, you can take as long as you like in any particular task.

By comparison, if you need the home to be prepared for potential buyers in a moment, you should simplify your routines as much as you can.

Take complicated dinner dishes off the table for the time being, or make a bunch of meals on a non-showing day that you can serve every day with less cleanup.

It may relieve some stress to have a daily cleaning routine to get rid of small messes before they accumulate.

3. Create a Cutter management system

Decluttering is not merely an item that you can complete and then check off your home selling to-do list.

As you go through the selling process, you have to prevent clutter from creeping back in.

If the timing of the sale involves a seasonal clothing change, make a plan to quickly cycle out the off-season gear and clothing to a storage unit.

Set small garbage cans near all entry doors, so that everyone can throw away junk mail or old school papers as soon as they walk in the door—just make sure to put them away before open houses or showings.

4. Set Regular Showing Times

Obviously, you want to be as available as possible for buyers who would like to see your place.

This does not mean you have to vacate the home 12 hours a day, every day.

Ask your real estate agent for the most popular showing times for buyers, and try to open your schedule on those days.

Making an effort to accommodate buyers when they are more likely to need it will allow you the flexibility to live your life at other times.

 

5. Prepare for the Unexpected

Even with a firmly-set showing schedule, you understand that there may be surprises.

You never know when your agent might call you and ask if you are available for a showing in a couple of hours.

Prepare for this eventuality, so that you are never caught off-guard and in a state of un-readiness.

Stock your car with snacks and other necessities in case you have to be out of the home in a hurry.

Keep a cleaning tool caddy handy so that you can quickly walk through the home and wipe down counters and floors as needed.

Once you have listed the property, home selling often feels like a “hurry up and wait” arrangement. With these tips, you can preserve your home as clean as it looked when you listed it, without driving yourself crazy cleaning and organizing every day.

IMPORTANT! EXTRA STEP IF YOU HAVE PETS!

Talk to Your Pet’s Veterinarian First. Selling a home can be just as stressful for the pet as it is for the homeowner.

When selling a home with pets, at the very least, you should remove your them from your home when you are showing the property for sale.

Repair any damage. As much as we love our pets, they are still animals, and pet damage is never attractive when selling your home.

Remove Pet Odors and Stains. Cat Litter Box OdorsSavePets have accidents; and while it is possible to get used to the pet smell over time, new visitors to your home will be sure to notice the smells.

Clean Your Yard. Pick up any messes in the backyard, and have any sod replaced and other damage repaired as necessary.

Erase Signs of Your Pet for Potential Buyers. Remove Pet Photos as want to buyers to be as unaware of your pet ownership as possible. If they ask the question, you will have to answer honestly. However, you can often avoid this by taking necessary steps like those listed above. In addition, put away all pet toys, bedding, litter boxes and food – preferably at another location besides your home. (This last step is relative as many people are pet lovers as I am and they don’t mind that they are pet in the home and they will love to see the pets’ pictures)

Let me help make your home sale a success. If you’re ready to begin the selling process, give me a call today!

Stella Bonin
Associate Broker
480.797.4884
stella@callstella.com

Coldwell Banker Residential Brokerage

Arizona Department of Real Estate # BR5550696000
California Bureau of RealEstate # 01222569

 

“Equal Housing Opportunity”

12 Top Tips for First Time Home Buyers

Buying your first home is one of the most important things you can do.

That’s why you really need to think about your purchase and ensure you make the right one.

Here are 12 top tips for first-time home buyers:

 

1.Think in the long-term and consider resale value

Do you want to have kids?
Will you be taking care of your parents?
If your first home is temporary, then who will it be sold to?
You’ll find families with children won’t want to buy a home without a school nearby or on busy streets.

2.  Make a checklist

The home buying process is an emotional one.
You need to leave your emotions at the door when checking a house.
This isn’t possible.
So just write a list of everything your home must have and other essentials.
Take this checklist with you to each house and check off the things on the list. Take photos as well.
That way you’ll have to think about a home that you fall in love with but doesn’t have anything you need.

3. Consider all the expenses

There’s more to buying a house than the principal, interest, taxes, and insurance.
There’s also the cost of utilities, commuting, and upgrading the house.
Call utility companies and ask for estimates and put together a real budget for the new home to ensure you can afford to live there.

4. Ask for the Homeowners Association CCR’s first

If the home that you are thinking to buy has an HOA.
Make sure you read twice the CCR’s that the HOA will provide you, and ask questions.
You wouldn’t want to buy a house to rent only to learn that the house can’t be rented out. Ask for the CCR’s in advance or download these online as many are available on the HOA Website when buying a home that’s part of an HOA.

5. Research funding sources such as grants

There are a lot of grants and sources of funding you might not even know exist.
Some of them are pretty generous too and are offered based on professionals and the location of the house.
Look through every finance option you have before deciding you wouldn’t qualify anyway.

6. Read the Purchase Contract before signing it

Your house will likely be the largest single purchase you ever make.
Read through – and understand – the Purchase Contract. If you don’t understand it your real estate agent it there to help you. Ask for help!
Talk to your mortgage broker and real estate agent about anything you don’t understand and fire them if they aren’t willing to explain it.
There are lots of people who would be willing to help if you need it.

7. Learn about the demographics of the neighbourhood

When living in a neighbourhood of renters, the whole neighbourhood can be brought down by some bad renters or landlords.
Also, would you be happy to live in a neighbourhood of single people when you’ve got young kids?
Consider your new neighbours.

8. Buy the view if you like it

You shouldn’t buy a house for the view unless you own the view as well.
There’s no telling when a new building project will pop up between your house and that stunning mountain or ocean views.
The view never is guaranteed! Anything can happen, other buildings or trees can obstruct your view.

9. Look beyond staging

No one really appreciates how much staging a house goes through.
Staged houses look infinitely better than occupied ones.
Sometimes the staged look of a home isn’t even possible; such as having lamps that look nice where there are no outlets!
Pay attention, not to the staging of the house, but the overall layout and structure.
You can always redecorate.

10. All that old advice you were given is true

Avoid buying above your means! Save your pennies!
You should always have an emergency fund; you should save for a 20% downpayment to avoid a PMI (Private Mortgage Insurance)
if your down payment is below 20% to will have to pay for it in addition to the principal and interest.
You’ll need to save for closing costs, inspection fees and the cost to move.
All of this old advice is as true today as it has you heard it.

11. Credit Score & Loan Pre – Approval

Check your credit score.
You are entitled to a free credit report each year.
Before applying for a mortgage, find out whether there are any discrepancies on your report and where you can improve your credit score.
The better your credit score, the lower your mortgage rate.

You will need to get pre-approved from at least one lender for a mortgage, though getting at least three pre-approvals is preferred so you can get the best mortgage rate and terms. To start, use a simple online mortgage payment calculator to estimate how much house your desired monthly payment and down payment will qualify you for.

12. Narrow your home search.
Make a list of your favourite neighbourhoods, what kind of home features you can’t live without and any other criteria. This will help your agent target your search.

 

Finding the right agent to work with is key to getting an offer accepted on the home you want. I have years of experience assisting clients to find their first home. Contact me for more information!

Stella Bonin
Associate Broker
480.797.4884
Coldwell Banker Residential Brokerage
Arizona Department of Real Estate # BR5550696000
California Bureau of RealEstate # 01222569

“Equal Housing Opportunity”

Postre Chaja (Peach Meringue Cake) from Uruguay

 

Ingredients

Sponge Cake:

4 egg whites

1/2teaspoon cream of tartar

1cup sugar

1pinch salt

1/2teaspoon vanilla

1 Sponge cake recipe, baked in two 9-inch cake pans(or use an angel food cake mix)

Peaches and Peach Syrup:

6 or 7 peaches

1cup sugar

1cup water

1teaspoon vanilla

2tablespoons rum or peach-flavoured vodka (optional)

1 pinch salt

Whipped Cream Frosting:

2cups heavy whipping cream

2 tablespoons sugar

1/2teaspoon vanilla

1 pinch salt

2 cups sifted all-purpose flour

1 1/2 cups sugar

1 tablespoon baking powder

1 teaspoon salt

1/2 cup vegetable oil

7 eggs yolks

3/4 cup cold water

2 teaspoons vanilla

2 to 3 teaspoons grated lemon or orange peel

7 eggs whites

1/2 teaspoon cream of tartar

Instructions:

1. Preheat oven to 200F.

2. Prepare the meringue: Beat the egg whites and cream of tartar until stiff peaks start to form. Gradually add the sugar and continue to beat until peaks are very stiff and sugar is dissolved. Beat in the vanilla and a pinch of salt.

3. Cover a baking sheet with parchment paper. Use a pastry bag (or a ziplock bag with one corner cut off) to pipe small dollops of meringue onto the parchment, a little bit smaller than Hershey’s kisses. Or pipe the meringue in strips which can be crumbled once they are cooked and used to decorate the outside of the cake.

4. Bake meringue pieces for at least an hour and a half, until they are dry and completely crispy. Keep meringues in an airtight container or closed oven until ready to use.

5. Prepare sponge cake recipe or angel food cake in two 9 inch cake pans and bake. Cool completely in pans, then remove carefully.

6. Peel and slice peaches, and place sliced peaches in a strainer over a bowl. Toss peach slices with 1-2 tablespoons of sugar. Let peaches rest for about 20 minutes, reserving the peach juice that drains into the bowl.

7. Bring 1 cup water, 1 cup sugar, and reserved peach juice to a boil, and simmer until sugar is dissolved. Remove from heat and let cool. Stir in vanilla, a pinch of salt, and optional rum or vodka, if desired.

8. Stir 2 tablespoons sugar into the whipping cream and whip until medium-stiff peaks form. Stir vanilla into the whipped cream, and refrigerate until ready to assemble the cake.

10. To assemble cake: Flip sponge cakes upside down and brush each cake generously with the peach syrup, soaking the cakes.

11. Place one cake layer right side up on a serving platter. Spread some whipped cream over the cake, then crumble some of the meringue pieces and sprinkle the crumbled meringue (about 1/2 cup) over the whipped cream. Add a generous layer of peach slices (reserving some to decorate the top of the cake), then top with the second cake layer.

12. Spread whipped cream around the sides and top of the cake. Press meringue “kisses” or meringue crumbs into the side of the cake, and decorate the top of cake with peach slices, more whipped cream, and/or more pieces of meringue.
Chill cake thoroughly before serving.

Note: Some people like to add a layer of dulce de leche to this cake. One option is to split the sponge cake layers in half and fill them with dulce de leche before moistening them with the syrup. Or simply spread a layer of dulce de leche over the first cake layer, under the whipped cream, to add an extra layer of richness!

SPONGE CAKE:

Heat oven to 325F.

Into a large mixing bowl, sift together the flour, sugar, baking powder, and salt. Make a well in the centre of sifted dry ingredients; add oil, egg yolks, water, vanilla, and lemon peel. Stir with a spoon or beat on low speed until smooth.

In another large mixing bowl, beat egg whites with cream of tartar until very stiff peaks form. Pour egg yolk mixture over whites, gently folding with a rubber spatula just until blended. Do not stir or beat.

Pour batter into an ungreased 10-inch tube cake pan. Bake for 55 minutes; increase heat to 350F and continue baking for 10 minutes longer. Invert pan over bottle or position between two pans or racks so the pan hangs without touching a surface. Let cool. Loosen sides gently with a spatula to remove from pan.

I love desserts but I am also ready to take on your buying and selling needs when it is regarding real estate!

If you need someone trustworthy on your team, I am available to represent you in a sale or purchase. Please get in touch with me if you are ready to buy or sell, or send along my information to a friend.

If you have questions about the buying or selling processes or the market in general, please don’t hesitate to contact me. I am always prepared to provide you with the best possible knowledge to inform your decisions. Together, we can achieve your homeownership goals!

I appreciate your interest and referrals, and can’t wait to hear from you!

Stella Bonin
Associate Broker
480.797.4884
Coldwell Banker Residential Brokerage
Arizona Department of Real Estate # BR5550696000
California Bureau of RealEstate # 01222569

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